Lifestyle
Don't borrow more than you can afford to repay on your next pay date. While it is tempting to take the maximum loan amount you are offered, you should carefully consider what amount you can comfortably repay when your pay date rolls around. Higher loan amounts equal higher fee amounts. If you cannot repay the loan on your due date you run the risk of being forced to roll over the loan, which means additional fees. Or you may find yourself considering taking out a Zippy Loan payday loan to pay off the first one (almost never a good idea). And then there is always the risk of your loan going into default. This usually creates a huge mess because of the default fees that will be applied, the negative credit reporting that will result, and potential legal problems.
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