Bankmitra
PMJDY for Financial Literacy
Apart from the significant standard benefits of the scheme, the
Pradhan Mantri Jan Dhan Yojana also offers several macro-level benefits to
enable the entire nation's development.
Through the PMJDY scheme, a significant number of people in the
country now have insurance, access to overdraft facilities and loans, pensions,
and can exercise the benefits of Aadhaar. Even facilities offered by Bank Mitra CSP providers all across India.
Macro-benefits under the Jan Dhan Yojana
Account:
- Every
family gets an account which guarantees they have a savings account to
deposit their savings into.
- At
the time of account opening, beneficiaries will be given a kit that holds
a passbook, a cheque book and a financial literacy guide.
- Every
family receives a RuPay debit card with the Jan Dhan bank account. This
guarantees easy withdrawals using ATMs.
- The
scheme offers insurance facilities to a lot of people who are unable to
afford the insurance from their own pockets. Insurance coverage for
everyone signifies higher value is attached to citizens' lives.
- Pradhan
Mantri Jan Dhan Yojana is an Aadhar-linked scheme to circumvent fraud,
linked to account openings.
- The
Jan Dhan account can be utilized to transfer funds to and from several
different public and private banks within our country.
- Account
transfer for the Jan Dhan Yojana can be carried out from one bank in India
to another. This is possible as all the associated banks are connected
through the core banking network.
- The
Jan Dhan Yojana
might also prove useful in decreasing the dependency of India's farmers on
regional money lenders. This is one of the primary causes of farmers
getting caught in a vicious cycle of debt. Loan and overdraft services
linked with the PMJDY account will enable farmers to bypass borrowing from
money lenders who generally have no approved account-keeping systems. And
are known to utilise fraudulent transactions to obtain higher returns from
their borrowers.
The scheme's primary objective was to encourage the unorganized
sector to access the benefits of banking and to enter them in the financial
system. The macro-benefits are also targeted to engender financial literacy in
them. Bank Mitra CSP Provider India
You can apply to assist in providing these services in the
villages near you with Bank
Mitra CSP apply facility here.
BANK
Mitra CSP Online
Shristi SP
410/A, Jodhpur Park, Kolkata, West Bengal –
700068
Website - https://www.bankmitracsponline.com/
Email
Id: info@bankmitracsponline.com