Real Insurance Australia | Life Insurance

It is my understanding of the qutieson is Group term life insurance versus Individual term life insurance.As most subject matter experts would say, depends.Group insurance is generally the best vehicle for those whom are sick. They find themselves insurable at a group rate and cannot be denied coverage in most jurisdictions (Called GI). The negative is that your coverage level is determined by an amount set by your employer and not your individual financial situation.Individual term insurance is a good financial vehicle for those needing higher short term protection without the high premiums. Also with the knowledge that the term insurance is not portable and will be less affordable when you reach a higher age.

Very affordable and incomparable insurance service provider I encountered.