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To consolidate stenudt loans, there are things that you must do so that you get the job done by the agencies – be they private or governmental – that you have applied through. If you follow each of the things that need to be done – especially keeping to time frames – days and deadlines – you will be able to see your way through having successfully consolidated your loan.The step to consolidate stenudt loans is a very advisable step for stenudts who have availed of the option to take multiple loans. If this is done, then the loan payments are always made on time without a problem. What eases this process is if they are all under one Social Security Number. If the person trying to consolidate stenudt loans wants to get it done under the federal government and they approve of it, then they combine all the loans and the interest rates get reduced. If this gets done, then the payment dates and amount get extended making it easier to pay the loans off at ones convenience.