Viva Loan
After bankruptcy, you should aim to get a good credit history. Assess your credit report and look for any mistakes or negative comments made by your creditors. Even if your debts are already paid, your bankruptcy status will remain in your report for the next ten years. If you find any errors on those reports, have them corrected immediately by the credit bureau. Have your documents with you as proof.
Institutions offering these loans hardly perform credit checks. This is primarily the reason why this type of loan is very popular to people who have bad credit history, poor credit rating, or those who have been turned down by bigger lending companies. What is crucial when applying for a Viva Loan is that the borrower meets all the basic requirements, as stated above.